If you were to buy a service and I asked you whether you would like to have a guarantee I can almost guarantee that your answer would be yes, thank-you. If you were to ask me the same question I can tell you that I would jump at the chance. The sad thing I see today is that too many advisors and service providers are happy to provide you with their service, but when you ask them for a guarantee, they have a zillion reasons why they can’t give you one.